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    • Mauritius: Utilizing Subsidies to Increase Affordability
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    Governments can utilize housing affordability tools (HATs) in three areas: as subsidies (which can take many different forms) for reducing...
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    Mexico: Developing the Mortgage Market Through Non-Bank Financial Institutions
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    In emerging markets, banks often don’t make loans for housing due to the perception of high risk. As  a proof...
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    Mexico: Reforming Mortgage Lending for Low-Income Populations
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    According to the World Bank, half of Mexico’s population lacked access to affordable formal housing in 2017, and 46% of...
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    Morocco: Creating Financially Sustainable Housing Agencies
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    The World Bank Group has intervened in affordable housing initiatives around the world, with mixed results – showing that taking...
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    Republic of Niger: A Partnership to Increase Access to Affordable Housing for Teachers
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    Across Sub-Saharan Africa, the mortgage market has not been well-developed – making it difficult to identify and implement financial mechanisms...
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    Nigeria: Expanding Mortgage Markets Through a Public-Private Partnership
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    Across the countries of Sub-Saharan Africa, mortgage penetration is weak, especially for low-income populations, and most lenders view low-income groups...
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    Pakistan: Establishing a Mortgage Refinance Company
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    Growing capital market funding for housing requires developing adequate legal and regulatory infrastructures within the context of specific countries. In...
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    Palestine: Attempts to Resolve Complex Land Ownership Issues
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    The International Finance Corporation (IFC) supports primary market interventions in a variety of ways, including strengthening existing markets and creating...
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    Peru: The Importance of Local Context in Capital Market Interventions
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    The International Finance Corporation (IFC) utilizes capital market interventions to develop housing finance markets, which requires the development of legal...
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    Armenia: Facilitating Finance Access for Energy Efficiency Renovations
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    Housing conditions in Armenia are plagued by a lack of insulation, an intense winter, and a lack of maintenance of...
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